How does this cover work?

Is my fishing equipment covered on a New for Old basis?

Your equipment will be covered on a 'New for Old' basis if 3 years old or under. After 3 years in the event of a claim the equipment would be repaired/replaced to equivalent model or specification.

Some of my fishing equipment is expensive, is this a problem?

No, we do not penalize you if you have some items of high value, our policy has no single article limit.

Can I take my fishing equipment abroad?

Yes, your policy is covered for 30 days in Europe as standard. You can however pay a small additional premium to cover your equipment anywhere in the world for up to 60 days (subject to a 30-day limit for any one trip).

Can I change the excess on my policy?

No. We have a range of excesses from £50 to £150 depending on the level of cover you choose. These apply to all sections apart from public liability and personal accident cover where there is no excess.

Is my fishing equipment covered away from my homes address?

In addition to being covered at your home address (including in sheds and outbuildings) your equipment will be covered whilst you are using it and even if theft overnight in a locked vehicle.

Can other members of my family be covered to use my fishing equipment?

Our fishing policy automatically allows for all family members living at your home address to use the equipment at no additional cost.

What happens if my fishing equipment is damaged and I need it for a match?

If your equipment is damaged and you cannot use it, you can hire some replacement equipment. We will pay up to 10% of the sum insured under your policy to hire alternative equipment whilst awaiting the repair or replacement of yours.

Who is the underwriter of my fishing equipment insurance?

Your fishing equipment insurance policy is underwritten by Ageas (UK) Limited. Ageas are one of Europe's largest insurance groups and have a heritage spanning more than 190 years.